Video On Identity Theft A 10-minute educational video that provides an overview of identity theft and outlines the steps consumers can take |
FTC Rules
The FTC, the federal banking agencies, and the National Credit Union Administration (NCUA) have published final regulations to implement the new FACTA Disposal Rule. The FTC's disposal rule applies to consumer reporting agencies as well as individuals and any sized business that uses consumer reports. The FTC lists the following as among those that must comply with the rule:
- Lenders
- Insurers
- Employers
- Landlords
- Government agencies
- Mortgage brokers
- Automobile dealers
- Attorneys and private investigators
- Debt collectors
- Individuals who obtain a credit report on prospective nannies, contractors, or tenants
- Entities that maintain information in consumer reports as part of their role as service providers to other organizations covered by the rule.
More information on privacy rules, click FACTA, HIPAA, Gramm-Leach-Bliley.
Click here to visit the FTC's Identity Theft site